There are lots of reasons the public calls on Graham Odenheimer

Thousands of people in Hawaii purchase, sell or refinance their home each month. Most of these transactions contain a simple line item for an appraisal. And while there are a multiplying number of automated home valuation processes that might appear more prudent than an appraisal, nearly all lenders still need a local expert because the stakes are incredibly high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there also instances when the services of a licensed, independent real estate professional could come in handy? You bet.


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Let Graham Odenheimer help you dispute your tax assessment in Kauai County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Graham Odenheimer is your best evidence when building your case. At Graham Odenheimer,we can assist you in appealing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that almost all lenders ask home owners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. More often than not, this added payment is folded into the monthly mortgage payment and is quickly forgotten. This is damaging because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Graham Odenheimer can produce a statement regarding the value of your home, and the cost of the appraisal can usually be offset in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is an especially heartbreaking experience for the parties involved, and it is often further complicated by the troublesome decision of who maintains the property. Regardless of the circumstances, it's a good idea to order an appraisal from Graham Odenheimer so both parties are entirely aware of the true market value of their property.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Graham Odenheimer can assist you in relocating to or from Kauai County

We know the headaches involved with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information regarding any current sales or listings in their neighborhood that they want considered during our intensive process.

Sell your home quickly at the right price

A professional appraisal will help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to complete the appraisal report and and aren't related to the sales price.

We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.